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Purpose-built for contractors

CrewCost vs. QuickBooks Online for Contractors

QuickBooks Online is a good general ledger in the cloud. It job-costs by putting a project tag on transactions, and what Desktop did with items, Online does less of. CrewCost is the cloud accounting system built around the job.

Real job costing: cost codes, committed costs, and cost to complete
WIP schedules and native retainage tracking, no spreadsheets
Implementation included, unlimited users, native Procore sync
The verdict at a glance
 QuickBooks OnlineCrewCost
Job costingProject tag on transactionsA subledger of the GL
Cost codesNone; items and classesCost codes and cost types
WIP reportSpreadsheetAutomatic
RetainageNegative line itemNative tracking + release
Users5 on Plus, 25 on AdvancedUnlimited

Side by side: what each one does without a workaround

If you run Online today, the left column is your current process. The right is the same task in CrewCost.

 QuickBooks OnlineCrewCost
Job cost structureA project tag, plus items and classesCost codes and cost types as real structure, a subledger of the GL
When a cost reaches the jobOnly if the transaction carries the projectEvery bill, sub pay app, and payroll run posts by default
Committed costsNot trackedOn the budget the day the sub or PO is issued
Cost to completeNot availableOn every budget line, with gain or fade and ECAC
WIP / over-under billingA spreadsheet and a journal entryAutomatic. Job costs are a subledger of the GL, so WIP ties out
RetainageNegative line items and custom reportsTracked natively on both sides, through release
Labor on the jobOnly the hours that were tagged; no regular and overtime splitPay, taxes, and benefits post to the job by cost code
Accounts payableKeyed or emailed in, approvals by workflow add-onCaptured from inbox, matched, routed to PMs
ProcoreThird-party connectorNative two-way sync, payments included
Implementation & usersYour accountant; 5 users on Plus, 25 on AdvancedIncluded; unlimited users
Where Online runs out

A project tag is not a job cost ledger.

Online tracks a job by asking you to tag every transaction with a project. Tag them all and you get a project P&L. Miss one and the cost goes to Not Specified, and nothing tells you. There are no cost codes underneath, no budget line for a cost to land on, no committed cost when a PO is issued, and no WIP schedule to update. Three places that shows up:

Labor that lands in Not Specified
Crew hours reach a project only if every time entry carries the project and every payroll run allocates it. When one is missed, the labor is real, the cost is real, and the job report doesn't show it. Regular and overtime are never split by job.
A budget that lives in a spreadsheet
Online compares actuals to an estimate at the project level. There is no budget by cost code, no committed cost the day a sub or PO is issued, and no cost to complete. The estimate you bid stays in a spreadsheet nobody updates mid-job.
WIP and retainage by hand
Progress invoicing bills a percentage of the estimate. Over- and under-billings, the schedule of values, and retainage on both sides are yours to build in Excel every month, and to reconcile back to the books.
CrewCost job budget showing committed costs, cost to complete and ECAC
What changes in CrewCost

The cloud, with a job underneath it

A living budget: committed costs, cost to complete, and ECAC on every cost code
WIP out of the box, retainage tracked through release
Time tracking built in: hours by cost code move the budget, and payroll lands with burden
Native Procore sync and AI-powered AP with PM approvals from the field
What the move costs

Online costs less than anything here. That isn't the question.

Online is cheap and it will stay cheap. The cost that decides this sits on the other side of the move, and for most contractors leaving Online it is a three-vendor stack before anyone has opened a budget. Every figure below is for the same company: an $8M contractor with 18 employees and four people in the office.

Stay on Online
$1,680 / yr
Before payroll. QuickBooks Online Plus at list, five users. The cheapest option here, and the one that leaves everything above unsolved. Advanced, at $4,080 a year, adds users and reports, not a job cost ledger.
Sage Intacct
$58,000 / yr
Before payroll. Sage's own rate card applied to this company: three accounting seats plus PM and superintendent seats, a Sage partner for implementation and support at about $18,000 a year, and a Procore connector. No field seats, because on Sage the crew's hours live in the payroll vendor. Almost all of it is fixed, so headcount barely moves it. The quote it comes from was $42,000 a year with a single accounting seat.
CrewCost
$11,988 / yr
Before payroll. $999 a month, paid annually, for contractors under $10M. Unlimited users, implementation included. Accounting, job costing, time and expenses in one system, with payroll running inside it rather than at a third vendor.
Procore sits on all three paths, so it is not counted in any of them. Payroll is excluded from all three figures so they compare like for like; on Sage it is a third vendor. Online: Intuit list pricing effective August 2026. Sage: the rate card from a 2024 Sage Intacct Construction quote via a Sage partner, applied to this company; Sage has raised prices since.

“We’re now able to track our labor production against our estimated costs automatically.”

Daniel Kurtin, General Manager, Luma Exteriors — exterior contractor, $5–10M revenue

Your three options past QuickBooks Online

Intuit Enterprise Suite
Intuit's step up. Online underneath, with projects, dimensions and multi-entity consolidation on top, sold by quote. Real if you run several companies; the same tag-based job costing if you run one.
A construction ERP
Sage Intacct, Foundation or ComputerEase. Real construction accounting, priced per user, with implementation sold as an ongoing partner subscription and payroll from a third vendor.
CrewCost
The cloud you already have, with the budget, WIP and retainage Online never had. Implementation included, unlimited users; live in days.

Questions Online contractors ask

Can QuickBooks Online do construction job costing?

Partly. Projects, available on Plus and above, let you tag income and costs to a job and see a project P&L. What Online does not have is the structure underneath: cost codes, a budget by cost code, committed costs when a PO is issued, cost to complete, or a WIP schedule. For a handful of small jobs that can be enough. Past that, the job costing moves to a spreadsheet.

Why does our labor show up under Not Specified?

Because Online only puts labor on a project when the time entry carries the project and payroll allocates it. Anything missed goes to Not Specified, and nothing flags it. In CrewCost hours are entered by cost code inside the system that runs payroll, so the labor and its burden post to the budget line without a second step.

Does QuickBooks Online produce a WIP report?

No. Progress invoicing bills a percentage of an estimate, but there is no schedule of values and no over- and under-billing calculation. Contractors on Online build WIP in a spreadsheet each month and post the adjustment by journal entry. CrewCost calculates WIP cost-to-cost from the same ledger the job costs post to, so it ties out.

How does Online handle retainage?

There is no retainage field. The usual workaround is a negative line item on the invoice against a retainage account, mirrored for subcontractors, and a report to track what is still held. CrewCost tracks retainage receivable and payable on the balance sheet and bills it through release.

Should we go back to Desktop, or up to Intuit Enterprise Suite?

Desktop Enterprise job-costs better than Online through its item list, but it is priced per seat and lives on a server; our Desktop comparison covers it. Enterprise Suite is Online with projects, dimensions and multi-entity on top, sold by quote; our IES comparison covers that. Neither gives you a job cost ledger.

What comes over from Online when we switch?

Your chart of accounts, items, customers, vendors and trial balance, plus open AR and AP. For jobs in flight we bring over the budget by cost code and job-to-date costs, so you finish the job in CrewCost rather than in two systems. Implementation is included and we do the mapping with you rather than handing you a template.

Build confidently.

Bring one of your jobs. We'll show you the budget, the WIP schedule, and retainage tracked through release.